Maseba's ("Maseba's," "we," "our," or "us") is a registered business operating in the State of Texas, United States. We operate the MyDebtFlip™ personal finance application and its associated website located at mydebtflip.app (collectively, the "Service"). MyDebtFlip™ is one of several digital products operated by Maseba's.
If you have any questions about this Privacy Policy, contact us at: [email protected]
We collect the following categories of information when you use MyDebtFlip:
Information you provide directly:
Information collected automatically:
We use the information we collect for the following purposes:
We do not use your financial data to serve targeted advertisements. We do not sell your data to third parties. We do not share your MyDebtFlip data with any other application operated by Maseba's without your explicit consent.
We do not sell, trade, or rent your personal information. We may share your information only in these limited circumstances:
When you use the AI Coach feature, your financial data (income, expenses, debts, goals) is sent to Anthropic's API to generate a personalized response. This data is transmitted over encrypted connections. Anthropic's data handling practices are governed by their own privacy policy. We do not store AI Coach conversation history beyond your current browser session unless you explicitly save it.
We retain your personal data for as long as your account is active or as needed to provide the Service. If you delete your account, we will delete or anonymize your data within 30 days, except where we are required to retain it for legal, tax, or fraud-prevention purposes (typically up to 7 years for financial records as required by U.S. law).
We use cookies and similar technologies for the following purposes:
You can control cookies through your browser settings. Disabling essential cookies may affect Service functionality.
We implement industry-standard security measures to protect your data, including TLS/SSL encryption for all data in transit, encryption of sensitive data at rest, access controls limiting employee access to user data, regular security reviews and monitoring, and Stripe's PCI-DSS compliant payment infrastructure. No method of transmission over the internet is 100% secure. While we strive to protect your data, we cannot guarantee absolute security.
Depending on your location, you may have the following rights regarding your personal data: access, correction, deletion, portability, opt-out of marketing communications, and restriction of processing. To exercise any of these rights, email us at [email protected]. We will respond within 30 days.
If you are a California resident, you have additional rights under the California Consumer Privacy Act (CCPA), including the right to know what personal information we collect, the right to delete your personal information, and the right to opt out of the sale of personal information. We do not sell personal information. To submit a CCPA request, contact [email protected].
MyDebtFlip is not directed to children under the age of 13. We do not knowingly collect personal information from children under 13. If you believe we have inadvertently collected such information, please contact us immediately at [email protected] and we will promptly delete it.
MyDebtFlip is operated from the United States. If you access the Service from outside the United States, your data will be transferred to and processed in the United States. By using the Service, you consent to this transfer. We comply with applicable data protection laws including GDPR for users in the European Economic Area.
We may update this Privacy Policy from time to time. When we make material changes, we will notify you by email and by posting a prominent notice on the Service at least 30 days before the changes take effect. Your continued use of the Service after the effective date constitutes acceptance of the updated policy.
If you have any questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us: